Recently added articles from ABA Banking Journal:
Manage the pendulum.(Editor's Column)
Aug 01, 2008; ... IF A SHIP SPRINGS A LEAK, IT'S A problem. If the passengers all run to one side thinking to save themselves, the ship will capsize. Now it's a disaster. The same can happen in the current credit crunch without some quick action. Most lenders today have not been ...
Banks could win, or lose, with barcode mandate.(briefing)
Aug 01, 2008; ... [ILLUSTRATION OMITTED] If you barcode your outgoing mail, or have it done for you by a presort house, you will be affected by a sweeping U.S. Postal Service initiative. Known as the Intelligent Mail barcode program, it takes effect, in part, May 2009. To fully implement the ...
Residential lending: a few bright spots.(Snapshot)
Aug 01, 2008; ... The residential lending market has taken a well documented beating over the last year. During, and leading up to the start of the crisis, many banks saw their residential lending lines suffer as poorly regulated mortgage lenders popped up everywhere, taking business from the banks ....
Fair-value accounting: not fit for banks.(Website Preview)(Brief article)
Aug 01, 2008 ... In a must-read online independent commentary now online at www.ababj.com, noted analyst George Darling of Darling Consulting Group warns against the dangers of the Financial Accounting Standards Board's ongoing push for fair-value accounting. Darling begins: "Be afraid. Be very ...
Former ABA Chairman Duke confirmed for Fed seat.(briefing)(Duke, Elizabeth A.)(Brief article)
Aug 01, 2008; ... [ILLUSTRATION OMITTED] After having her nomination kept on hold for more than a year, Elizabeth A. Duke, chief operating officer of TowneBank, Suffolk, Va., and 2004-5 chairman of the ABA, was confirmed by the Senate June 27 to fill out one of several vacant seats on the Federal ...
What emerged from N.H.'s woods in '44.(Then & Now: 100th Anniversary 1908-2008)
Aug 01, 2008; ... The D-Day landings in Normandy had just occurred, and the last stand of the Third Reich, the Battle of the Bulge, was still months away. Yet, Allied planning was well under way for the postwar world. And one of the key elements of that planning was money. [ILLUSTRATION OMITTED] ...
Like this month's branch design feature?(C-Notes)
Aug 01, 2008 ... * Like this month's branch design feature? See what passed for reading edge branch design in 1945 ...
Do you have a problem with check fraud?(C-Notes)(Brief article)
Aug 01, 2008 ... * Do you have a problem with check fraud? A popular feature in Banking during the late years of World War Two was a series of "factual fiction" stories written by Myron Stearns, a popular writer of the day. All of the articles ...
FDIC this year cerebrates its 75th anniversary.(C-Notes)(Federal Deposit Insurance Corp.)(Brief article)
Aug 01, 2008 ... * FDIC this year cerebrates its 75th anniversary. White deposit insurance is more popular than ever, FDIC shares the three-quarter-century candles with another milestone. White 1933 saw the ...
Marketing at peak performance.(ABA Resources)
Aug 01, 2008 ... In challenging economic times, your bank's marketing dollars have to work smarter, faster and better to meet shifting consumer demands and produce an acceptable rate of return. The ABA Marketing Conference, Sept. 14-16 in Denver, will focus on how your bank can increase its ...
Grow college students' loyalty to your bank.(ABA Resources)(Brief article)
Aug 01, 2008 ... Teens are eager to head off to college, but most of them maintain a tie to home through their bank. Of the college students with checking accounts, 76% have them with a hometown bank. Applying in person at the bank is also the leading method for students to acquire a credit ...
ABA Frontline Compliance FAQ.(ABA Resources)(Brief article)
Aug 01, 2008 ... Do you still have questions about how your bank can take advantage of ABA's free-to-members Frontline Compliance Training? Just go to www.abafrontline.com and click on the "FAQ" tab for in-depth questions and answers about the program. ABA Frontline Compliance ...
The ABA Marketing Conference takes place in Denver.(ABA Resources)(Calendar)
Aug 01, 2008 ... [ILLUSTRATION OMITTED] The ABA Marketing Conference takes place in Denver. The Colorado State Capitol Building, designed by Elijah E. Myers, was constructed in the 1890s from Colorado white granite. Its dome boasts a plate of rel gold, added in 1908 to commemorate the Colorado ...
Involvement now in fall elections will pay off later.(ABA Chairman's Position)
Aug 01, 2008; ... AUGUST IS A TIME FOR REST AND reflection. Families are on vacation. Students are anticipating the start of a new school term. And in election years, August usually provides the last quiet days before the campaign begins in force after Labor Day. Not this year! This presidential ...
ABA membership Webinars.(ABA Resources)
Aug 01, 2008 ... If you want to Learn more about how your bank can Leverage all of the services and resources offered as part of its ABA membership, a monthly series of Membership Webinars can bring you quickly up to speed. The next two free webinars are scheduled for July 31 and Aug. 28. From ...
Cherry blossoms and banking advocacy.(ABA Resources)
Aug 01, 2008 ... ABA's 2009 Government Relations Summit will be held March 29-April 1 in the nation's capital, and the start date coincides with the beginning of the National Cherry Blossom Festival. Registration for the conference, which will feature a lineup of influential lawmakers ...
Have your branch, and sell it too: looking for a new source of fresh capital? You may find it at your feet--literally.(Community Banking)
Aug 01, 2008; ... [ILLUSTRATION OMITTED] Regulators keep advising--and sometimes demanding--that banks raise more capital. But finding capital is tough, right now. Pooled trust preferred offerings have been dead in the water for months. Selling more common shares is a difficult ...
Filling the gap, but carefully: troubles among subprime lenders, and other mortgage market woes, bring added market share to some traditional bank and savings institution home lenders. But while it's summer, the living ain't easy.(Cover story)
Aug 01, 2008; ... [ILLUSTRATIONS OMITTED] The mortgage applicant had an atypical proposal for the lender to consider, definitely not your do-it-blindfolded home loan. He was selling a home in San Francisco, and buying one in Sacramento. The catch was that, until he could sell the San Francisco ...
What inspires most: when translating brand into design, cling to the particular.(BRANCH DESIGN)(Discussion)
Aug 01, 2008; ... [ILLUSTRATION OMITTED] Attending a meeting about branch refurbishment? If you as a branch manager, retail bank officer, or CEO find the design process somewhat mysterious, take comfort. Many of your colleagues would probably agree. In light of that, we talked to ...
"Make it work!" Ten tips from today's designers.(Brief article)
Aug 01, 2008 ... * When preparing for a redesign, first think hard about your business and honestly assess what you stand for, what differentiates the brand, and what key messages you'd like to convey. * While in the assessment stage, contrast and compare how you look now with sketches of ...