Fordham Urban Law Journal back issues from April 2009:
The high cost of segregation: exploring racial disparities in high-cost lending.
Apr 01, 2009; ... <Pre> Introduction I. Racial Disparities in Subprime Lending II. Causes of Racial Disparities in Subprime Lending and the Role of Segregation A. Underlying Economic Inequality B. Geographic Differences and Borrower Behavior C. Racial Discrimination, ...
Over-indebtedness, the subprime mortgage crisis, and the effect on U.S. cities.
Apr 01, 2009; ... <Pre> Introduction I.The Increased Availability of Consumer Debt A. Deregulation 1. Housing Purchases: Then 2. Housing Purchases: Now B. Responses to the Unaffordability Problem C. Technology D. U.S. Labor Markets E. Changed ...
Bringing it all back home: how to save main street, ignore K Street, and thereby save Wall Street.
Apr 01, 2009; ... <Pre> Introduction I. Where We Are and How We Got Here II. Where We Were and How We Got There III. Bringing It All Back Home Conclusion </Pre> INTRODUCTION After a number of heady false starts, against the backdrop of threatened financial catastrophe, Congress and ...
Private risk, public risk: public policy, market development, and the mortgage crisis.
Apr 01, 2009; ... <Pre> IntroductionI. The Development of Risk-Limiting Mortgage Markets in the United States A. The Local Building and Loan B. The 1930s: Federal Leadership in Home Finance C. The Growth of Unstructured, Plain-Vanilla Securitization D. The Rise of ...
Reducing home mortgage foreclosures in a predatory lending environment: a case study of a mid-sized city in Central New York.
Apr 01, 2009; ... <Pre> Introduction I. Predatory Lending: Features and Tactics II. Syracuse Case Study A. Neighborhood Characteristics/Area Examined B. Bank Performance 1. Conventional Mortgage Lending 2. Subprime Mortgage Lending C. Foreclosure Findings ...
Rewriting contracts, wholesale: data on voluntary mortgage modifications from 2007 and 2008 remittance reports.
Apr 01, 2009; ... <Pre> Introduction I. Loss Mitigation and Loan Modifications: the Voluntary Approach. II. Study Method III. Loan-Level Data on Mortgage Refinancings, Defaults and Losses During the 2007-08 Crisis A. Growing Defaults, Foreclosures and REO B. Losses on ...
The city and international law: in pursuit of sustainable development.
Apr 01, 2009; ... "The battle for sustainable development will almost certainly be decided in cities .... We need cities in good shape, wisely using their resources in an innovative and sustainable way, cities for all, for us today and for future generations." (1) <Pre> Introduction I. The ...