Indian Journal of Agricultural Economics back issues from July 2007:
PREFACE
Jul 01, 2007; ... The Sixty-Seventh Annual Conference of the Indian Society of Agricultural Economics is scheduled to be held from 5th to 7th November, 2007 under the auspices of Bankers Institute of Rural Development, Lucknow. The following subjects are selected for discussion at this Conference: 1 ....
Performance of Rural Credit and Factors Affecting the Choice of Credit Sources
Jul 01, 2007; ... I INTRODUCTION Credit is not only one of the critical inputs in agriculture but is also an effective means of rural development. A large number of agencies, including co-operatives, regional rural banks (RRBs), commercial banks, non-banking financial institutions, self-help ...
Production and Investment Credit of Scheduled Commercial Banks in India: Need for a Systematic Approach
Jul 01, 2007; ... INTRODUCTION The importance of credit for raising agricultural production and productivity can be understood by the functional relationship between output and basic factors of production which is often written as: Y = f (L, K), where, Y is output, L is labour and K is capital. The term ...
Innovating Savings Products for Rural People - Lessons from Market Research
Jul 01, 2007; ... The debate whether the poor can save or not has become obsolete. In the new micro-financial service area, the large scale success of self-help group (SHG) or Joint Liability Group (JLG) methodology has proved the ability of the poor to save. Accordingly, there are significant opportunities to ...
Adequacy of Institutional Credit through Co-operatives in Maharashtra: A Region-wise Analysis
Jul 01, 2007; ... INTRODUCTION In the era of financial sector reforms, sustainability, viability and operational efficiency of rural financial institutions (RFIs) are the major issues that need to be taken cognizance of in ensuring effective rural credit delivery system. However, the major problems ...
Financing Agriculture: A Study of Bihar and West Bengal Potato Cultivation
Jul 01, 2007; ... INTRODUCTION Institutional finance plays an important role in the adoption of modern technology and in increasing private capital investment in agriculture. Moreover, the elasticity of input use to agriculture credit was close to unity indicating the significant contribution of ...
Total Financial Inclusion - Various Approaches
Jul 01, 2007; ... Access to banking services only may not be adequate to ensure participation in economic activities on a sustainable basis yet it is one of the fundamental inputs to build an individual's capacity. A large proportion of the Indian population are deprived of even the basic necessities such as ...
Impact of SHG-Bank Linkage Programme on Financial Behaviour of Rural Poor - Evidence from Raebareli District in Uttar Pradesh
Jul 01, 2007; ... The paper is aims at addressing the issue of sustainable development of the rural poor through SHG-Bank linkage using participatory approach in Raebareli district of Uttar Pradesh. Specifically it attempts to evaluate the impact of micro-credit through SHG-Bank linkage on the financial behaviour ...
Agricultural Finance through PACS in Ahmednagar District of Maharashtra
Jul 01, 2007; ... An attempt is made in the paper to assess the crop loan disbursement made by the primary agricultural co-operative credit societies in order to study the factors affecting repayment and non-repayment of loans borrowed by the farmers from Primary Agricultural Co-operative Credit Societies (PACS) ...
Rural Finance and Inequality in Credit Flow through DCCBs in Maharashtra
Jul 01, 2007; ... The study examines the financial management, magnitude and direction of inequality in the flow of short-term credit amongst the different regions of the state and factors influencing the inequality in short term credit disbursement of District Central Co-operative Banks (DCCBs) in Maharashtra ....
Dynamics of Agricultural Credit in India: Contributions of Co-operatives and Public Sector Banks
Jul 01, 2007; ... The study attempts to analyse the performance and contribution made by the institutional credit agencies towards the development of Indian agriculture. The adoption of input-intensive mechanically operated agricultural operations during the Green Revolution has made India self-sufficient in ...
Agricultural Credit in Uttarakhand: Status and Prospects
Jul 01, 2007; ... The paper examines the quantitative and qualitative performance of commercial banks' agricultural credit in Uttarakhand using data from 2001 to 2005. In March 2001, the share of agricultural advances in total bank advances across the thirteen districts ranged between 6.11 per cent (Dehradun) to ...
An Economic Analysis on the Profitability of Some Rural Financial Institutions (RFIs) of Nadia District of West Bengal
Jul 01, 2007; ... The present study is restricted to the analysis of performance of the Rural Financial Institutions (RFIs) namely, the State Co-operative Bank of West Bengal [SCB (WB)] at the apex level, Central Co-operative Bank of one district viz., DCCB of Nadia) at the middle level and five Primary ...
Financing Agriculture by Commercial Banks and Its Impact on Income and Employment of the Farmers in Gorakhpur District (Uttar Pradesh)
Jul 01, 2007; ... The study attempts (i) to work out the credit needs and its availability to the sample farmers from commercial banks in Gorakhpur district of Uttar Pradesh, (ii) to study the impact of commercial banks finance on income and employment of the farmers and (iii) to examine the cost of borrowing, ...
Trends in Agricultural Finance with Special Reference to Gujarat
Jul 01, 2007; ... The main objective of this paper is to show the trends in agricultural finance to farmers in Gujarat State after setting up of the National Bank for Agriculture and Rural Development. As per Invest India Economic Times 2004, money lenders' share in total credit is 70 per cent due to its simple ...
Trends in Priority Sector Lending by Public Sector Banks in India - 1981 to 2006
Jul 01, 2007; ... An attempt has been made in this paper to evaluate the performance of public sector banks with regard to expansion of banking services to the unbanked areas in regional perspective and to evaluate the performance with regard to advances to the priority sector during the pre-and post-1991 ...
SHGs: A Viable Strategy for Rural Upliftment and Women Empowerment in Gujarat
Jul 01, 2007; ... The study attempts to examine the progress and performance of self-help groups (SHGs) in Junagadh district of Gujarat. Eight SHGs (four women and four male groups) having at least "good" factor as per check list given by NABARD (2005), which are functioning for the past five years and which are ...
Evaluation of Kisan Credit Card Scheme in the State of Andhra Pradesh
Jul 01, 2007; ... In this paper an attempt has been made to evaluate the performance of Kisan Credit Card (KCC) scheme in the state of Andhra Pradesh. The evaluation is carried out mainly on three important aspects - quantum of credit borrowed from institutional and non-institutional sources, cost of borrowing ...
Impact of Microfinance Programme on Rural Welfare
Jul 01, 2007; ... An attempt is made in the paper to analyse the impact of microfinance programme implemented by government agencies and NGOs on rural households in terms of household employment, income, consumption and asset creation among the members of self-help groups (SHGs). Coimbatore and Ramanathapuram ...
Working of Regional Rural Banks in India
Jul 01, 2007; ... Based on secondary data the study attempts to examine the growth in advances, deposits and financial performance of the Regional Rural Banks (RRBs). The data has been collected from Report on Trend and Progress of Banking in India. Reserve Bank of India, Mumbai and Government of India, Economic ...
Institutional Agricultural Credit in Punjab: Growth and Inadequacies
Jul 01, 2007; ... The study examines the growth in institutional agricultural credit in -Punjab for the period 1990-91 to 2004-05 from secondary sources and the inadequacies of institutional credit in terms of transaction cost of obtaining credit and problems faced by farmers in availing credit from institutional ...
Who Uses Agricultural Credit in India?: A District Level Analysis
Jul 01, 2007; ... In this paper, an attempt is made to study the use as well as the determinants of credit in agriculture utilising data from 256 districts covering three time points: 1970-71, 1980-81 and 1990-91. The study shows that over three-fifth of the districts considered for the analysis use low level ...
Institutional Credit Flow and Regional Variation in Outstanding Loan in Farm Business in India
Jul 01, 2007; ... Lack of knowledge of modern farming'to sustain agriculture, low level of critical inputs use and many socio-economic constraints are the prime reasons for low agricultural productivity in the country. The average size of holding is less than 1.5 hectare which is too low to support commercial ...
Rural Credit - A Case Study of Self-Help Groups in Amritsar District
Jul 01, 2007; ... The study examines the progress of self-help groups (SHGs) in Amritsar district of Punjab. Data were collected from 16 blocks of Amritsar district for the period 2001 to 2007. The study has suggested that there is dire need of NGO's (nongovernment organisations) to come forward and help in ...
Flow of Credit to Small and Marginal Farmers in Mandsaur District of Madhya Pradesh
Jul 01, 2007; ... An attempt had been made in this paper to examine the trend and flow of credit to agricultural sector by financial institutions in Madhya Pradesh and Mandsaur district. The credit gap, outstanding and overdues of agricultural loans and experience of borrowers were analysed. The study is based on ...
Structural Changes in the Development of Co-operative Credit in Maharashtra
Jul 01, 2007; ... An attempt is made in this paper to examine the changes in the development of co-operative credit in Maharashtra. The study is based on the secondary data like number of societies and members, their working capital, advances and outstanding loans collected from published sources for the decadal ...
Contribution of Financial Institutions in Agricultural Credit: A Trend Analysis
Jul 01, 2007; ... The objective of this paper is to examine the share of commercial banks and cooperative banks in total credit advanced in the rural areas over the period. secondary data has been used to study the flow of institutional credit to agriculture in India during 19SO-51 to 2004-05. Data have been also ...
Financial Viability and Profitability Trends of Regional Rural Banks in India and West Bengal - A Comparative Study
Jul 01, 2007; ... Viability of Regional Rural Banks (RRBs) needs to be assessed in terms of increasing socio-economic gains for their clientele. From the age structure of RRBs in the state of West Bengal and their branches it does not seem realistic to assess their progress towards viability on the basis of ...
Impact Assessment of Self-Help Groups in Punjab
Jul 01, 2007; ... A study was conducted in Hoshiarpur district of Punjab to study the impact of Self-Help Groups (SHGs) on members. A sample of 30 SHGs were selected and out of these two members were selected from each group thus making the total sample size of 60. To evaluate the impact of SHGs on various ...
An Analysis of the Trends in the Institutional Agricultural Credit in Orissa
Jul 01, 2007; ... The study attempts to measure the trends in the flow of institutional credit to agricultural in Orissa in the post-liberalisation period, find out the divergence in the institutional credit deployment at the State and all-India levels, and examine interregional disparity in the distribution of ...
Performance and Economic Viability of Primary Agricultural Co-operative Societies in Raipur District of Chhattisgarh State
Jul 01, 2007; ... The study seeks to examine the (i) trend of banking performance indicators of Primary Agricultural Co-operative Societies (PACSs), (ii) pattern of banking business of PACSs, (iii) economic viability of PACSs and (iv) to suggest the policy interventions for betterment of PACSs. The study is ...
An Economic Appraisal of Growth and Performance of Primary Agricultural Credit Societies in Haryana
Jul 01, 2007; ... The objectives of the paper are to analyse the trend and growth in size and operation of Primary Agricultural Credit Societies (PACSs) and to study the important indicators, viz., C-D ratio, cost of management unit, transaction cost and delinquency rate of PACSs. The information pertaining to ...
Structure and Performance of Primary Agricultural Co-operative Societies in Punjab
Jul 01, 2007; ... The paper throws light on the structure and performance of Primary Agricultural Co-operative Societies (PACS) over the period 1993-94 to 2004-05. The step-wise regression analysis has been used to find the determinants affecting average profitability of PACS along with tabular analysis, ratios ...
Rural Credit in India - Status, Issues and Future Agenda
Jul 01, 2007; ... The paper tries to explore the issues of growth of institutional agricultural credit in India, its distribution in different regions and accessibility of credit to rural poor especially small and marginal farmers and economic viability of the operations of agricultural credit disbursement in ...
Emerging Trends of Financial Resources of Primary Agricultural Credit Societies in Uttar Pradesh
Jul 01, 2007; ... An attempt has been made in the paper to examine the financial resource of Primary Agricultural Credit Societies (PACS) in Uttar Pradesh. In this respect, the internal and external sources of working capital of PACS have been analysed. The study has concluded that the problem of mobilisation of ...
Growth of Agricultural Credit in India: Trends and Problems
Jul 01, 2007; ... Agricultural credit is one of the essential requirements for the growth of agricultural production and productivity. Considering the importance of agricultural credit, an attempt has been made in this paper to study the sources of agricultural credit in India, to review their progress and to ...
Indebtedness Among Agricultural Labour Households in West Bengal
Jul 01, 2007; ... A study was conducted at the state and village level, to discuss the incidence and the extent of indebtedness among agricultural labour households, sources of debt, purpose of debt and terms and conditions of debt taken by agricultural labour households in West Bengal state as a whole, as well ...
Regional Rural Credit - An Analysis of NSS Data
Jul 01, 2007; ... The paper tries to highlight in-depth some aspects of rural credit and indebtedness for different regions in India and for different social groups based on the NSS data of various rounds. Apart from the country situation for all rural households as a whole, the study focuses on the position of ...
Gender Divide in Institutional Credit: A Case of Priority Sector Term Loans
Jul 01, 2007; ... The paper attempts to capture the gender divide in availing institutional credit and highlight some of the policy interventions that can set right the divide. The study based on field level results from Tamil Nadu indicates that the women borrowers constituted one-fourth in priority sector term ...
Cost Efficiency of Institutional Credit Delivery to Rural Women through Micro Finance Approaches
Jul 01, 2007; ... The objective of the study is to assess the efficiency of different approaches which have emerged in the recent years through comparing the transaction costs of lending both at the banks' level as well as from the borrower perspective. The study was conducted in three states representing ...
Agriculture Credit through Three-Tier Co-operative Structure - A Case Study of Bikapur Primary Agricultural Co-operative Credit Society (PACS)
Jul 01, 2007; ... An attempt is made to study the structure and functioning of Bikapur Primary Agricultural Co-operative Society (PACS) based on a case study of 182 PACS operating in Ghazipur district of Uttar Pradesh. A detailed investigation was made to work out the size of membership for the year 1995-96 to ...
Repayment Performance of Self-Help Groups - A Case Study of Jaunpur District of Uttar Pradesh
Jul 01, 2007; ... In this paper an attempt has been made to analyse the determinants of repayment of self-help groups (SHGs) in Jaunpur district of Uttar Pradesh in order to assess of SHG programme. The study is based on primary data and in all 30 SHGs were randomly selected from four blocks of the study ...
Impact of Self-Help Groups and Flow of Credit to Rural Sector in Uttar Pradesh
Jul 01, 2007; ... The economy of Uttar Pradesh is predominantly agrarian and the performance of agriculture and allied activities such as horticulture, animal husbandry, dairying and fisheries are critical in determining the growth rate of the State. Primary sector contributed 34 per cent to the State's income in ...
Source-wise Regional Distribution of Agricultural Credit in India
Jul 01, 2007; ... The study examines the growth and magnitude of rural financial institutions and agricultural loans in the country. Agricultural credit has played a vital role in supporting agricultural production in India. The green revolution characterised by a greater use of inputs like fertilisers, seeds and ...
Access to Kisan Credit Cards in Uttar Pradesh by Different Social Groups in Different Regions
Jul 01, 2007; ... The Kisan Credit Cards (KCCs) scheme which came into existence in 1998-99 mainly envisaged coverage of all the short-term credit needs of the farmers including crop loan and other items of production credit/working capital/short-term requirements for non-farm activities including household ...
Enabling Farmers to Access Commodity Derivative Market - Role of Aggregators: A Conceptual Exposition
Jul 01, 2007; ... Commodity futures markets play an important role in price discovery and provide a mechanism for hedging price risk by farmers. In India, these markets have developed at a very fast pace after they were liberalised in 2003. However, commodity futures markets have been in the news for wrong ...
Growth and Performance of Co-operative Credit to Agriculture in India
Jul 01, 2007; ... An attempt has been made to study the growth, performance and regional variations in various aspects relating to Primary Agricultural Co-operative Credit Societies (PACS) in India. The data was collected on institutional flow of credit to agriculture for the period 1980-81 to 2005-06 and on ...
Disparity in Credit Disbursement - A Comparative Analysis of Agricultural Credit Scenario of Orissa vis-à-vis All-India Level
Jul 01, 2007; ... The mian objectives of the paper are (i) to study the institutional credit flow to agriculture in Orissa and (ii) to compare the state credit scenario in the context of all-India situation. The study is based on secondary data collected from state level bankers' committee Orissa proceedings, ...
Role of Location-Specific Branches of Scheduled Commercial Banks in Financing Punjab Agriculture: Issue of Outreach and Lending Volumes
Jul 01, 2007; ... The study attempts to examine the status of financing agriculture in Punjab, with particular reference to scheduled commercial banks (SCBs). The specific objective of the study is to study the financial performance, outreach and lending volumes of SCBs vis-à-vis location specificity of banks ....
Structural Changes in Borrowing Behaviour: A Case Study of Kot Village in Himachal Pradesh
Jul 01, 2007; ... The paper analyses the structural changes that have occurred in the borrowing behaviour at three points of time, i.e., 1959-60, 1989-90 and 2004-05 in Kot village of Himachal Pradesh. Over the 45 years, the average holding size has reduced drastically from 2.9 hectares in 1959-60 to 0.65 hectare ...
Disbursement Trend, Recovery Performance and Overdues Positions of Agricultural Loans in Sriganganagar District, Rajasthan
Jul 01, 2007; ... The study examines the growth and distributional aspects of institutional agricultural credit over time and repayment performance and the extent of agricultural loans advanced by the banks to different categories of farmers and overdues. The study is based on the secondary data collected from ...
Socio-Economic Upliftment through Micro Financing in Watershed Programme in Nilgiris District, Tamil Nadu: A Case Study
Jul 01, 2007; ... An attempt has been made in this paper to understand the importance of micro financing mechanism among the Self-Help Group (SHGs) members formed in the Kattery watershed. This watershed was jointly implemented under the Indo-German Bilateral Programme "Watershed Management", in Nilgiris district ...
Analysis of Non-Performing Assets in Priority Sector: A Comparative Study of Public and Private Sector Banks
Jul 01, 2007; ... The paper attempts to (i) to compare the extent, size and trends in advances and non-performing assets (NPAs) of priority sector, agriculture and weaker sections of scheduled commercial banks as a whole (public, private and foreign banks) during the period 1997-2005, (ii) to undertake inter-bank ...
Institutional Credit and Farm Sector: Evidence from Rural India
Jul 01, 2007; ... Based on secondary data the paper examines the trends in flow of institutional agricultural credit in India. The study pertained to the period 2001-02 to 2005-06. The paper analyses some issues like the share of various institutions in gross agricultural credit; share of kisan credit cards ...
Livestock Sector Trade of India: Surging Momentum in the New Liberalised Regime
Jul 01, 2007; ... I INTRODUCTION The Indian livestock sector is on a high growth trajectory and currently contributes 27 per cent to the agricultural gross domestic product (AgGDP). It is of special importance as it has strong backward and forward linkages, which promote many industries like ...
India's Trade Performance in Livestock and Livestock Products
Jul 01, 2007; ... INTRODUCTION The livestock sector plays a dynamic role in the development process of India. It provides food, income and employment and for low income producers, the sector also serves as a store of wealth, provides draught power and organic fertiliser for crop production and as a means ...
Implications of Trade Liberalisation on Indian Dairy Sector: An Empirical Analysis
Jul 01, 2007; ... INTRODUCTION Dairy industry witnessed radical changes in the last decade of the 20th century as a consequence of the economic reforms initiated by the Government of India in 1991. Beginning with the delicensing and deregulation, the dairy industry entered a new phase with India's signing ...
Marketing of Liquid Milk: A Case Study of Ahmedabad Milk Market
Jul 01, 2007; ... I INTRODUCTION Indian dairy industry can be divided into two types of enterprises: Liquid Milk and Milk Products. In the procurement and marketing of liquid milk, there is strong presence of co-operative and traditional private channels though the organised sector private ...
Economics of Production, Marketing and Constraints of Buffalo Milk in Indore District of Madhya Pradesh
Jul 01, 2007; ... An attempt has been made in the paper to analyse the economics of production, marketing and constraints of buffalo milk in Indore district of Madhya Pradesh. It examines the cost and returns per year, the net return, cost of milk production per litre, benefit-cost ratio, evaluate the resource ...
Marketing of Milk in Amravati District of Maharashtra
Jul 01, 2007; ... An attempt has been made in the present study to identify the channels involved in marketing, to estimate the marketing cost, market margins, price spread and producer's share in consumer's rupee in different marketing channels of milk in Amravati district of Maharashtra. The primary data for ...
Economics of Value-Added Dairy Products Manufacturing by Co-operative Dairy Plant in Tamil Nadu
Jul 01, 2007; ... A study was conducted to estimate the manufacturing cost and profitability of dairy products in one of the dairy plants from co-operative sector selected purposively in Coimbatore district of Tamil Nadu. The major dairy products like toned milk, standardised milk, full cream milk, flavoured ...
Live Animals Marketing Pattern in Western Uttar Pradesh
Jul 01, 2007; ... The paper aims to study the structure of cattle fairs, marketing agencies, arrivals and disposal of animals. For the purpose six important cattle fairs, three each, were selected from the study area of the western region from two districts, i.e., Moradabad and Aligarh, to study the arrivals and ...
Marketing of Wool in Dhule District of Western Maharashtra
Jul 01, 2007; ... An attempt is made in the paper to study marketing of wool. The study is exclusively based on primary data collected from a sample of 90 sheep rearers from Dhule district of Maharashtra, which is a well known rainfed district. The data were collected by survey method for the year 2003-04. Using ...
Opportunities of Meat Trade in India with Special Reference to Pork in the North-East
Jul 01, 2007; ... The paper tries to highlight the issues relating to trade of pig meat with special reference to the north eastern states of India. The results revealed that even though the pork production system in India is categorised under unorganised sector and not having competitive advantage, however, ...
Strategies to Enhance Poultry Production in India
Jul 01, 2007; ... Poultry occupies a crucial place in India, as the eggs and chicken meat provide important and rich sourcs of protein, vitamins and minerals. It provides rich organic manure and is an important source of income and employment to millions of fanners and other persons engaged in allied activities ...