Recently added articles from Journal of Commercial Banking and Finance:
Letter from the editor.(Brief article)
Jan 01, 2006; ... Welcome to the Journal of Commercial Banking and Finance. This is a journal which is of equal value to academics and practitioners alike. The Academy of Commercial Banking and Finance is an affiliate of the Allied Academies, Inc., a non profit association of scholars whose purpose is to ...
The influence of growth strategy on profits in credit unions.
Jan 01, 2006; ... ABSTRACT The paper presents an empirical examination of the relationship of an organization's growth strategy to performance. The study includes a sample of chief executive officers in the financial services sector, specifically credit unions. In particular, the relationship of ...
International banking and large community banks: a preliminary look.
Jan 01, 2006; ... ABSTRACT Banking has had a rich and illustrious history. Much of its development can be related to the banks' ability to provide international banking services. This paper looks at the trends and current state of the U.S. banking industry, specifically large community banks, ...
The community reinvestment act and efficient markets debate: a review of theory.
Jan 01, 2006; ... ABSTRACT This paper crosses two existing lines of research. On the one hand, there is the literature on the community reinvestment act (CRA) and on the other there is the literature on the efficient markets hypothesis (EMH). The paper, therefore, first reintroduces each line of ...
The unbanked Hispanic community: implications for the banking sector.
Jan 01, 2006; ... ABSTRACT Recent discussions on the unbanked Hispanic community refer to the untapped deposit potential that this community has to offer to the banking system, but little is known about the magnitude of deposit funds that the non-banked group could offer. We fill the gap in this ...
An empirical investigation of street registration for banking.
Jan 01, 2006; ... ABSTRACT An empirical study was done to illustrate the dilemma that is faced by banks as a result of securities issued in nominee names. In addition, the study focuses on the level of awareness and concern of banks regarding street registration. When the stock of a ...
Operating performance of the U.S. commercial banks after IPOS: an empirical investigation.
Jan 01, 2006; ... ABSTRACT This study examines the effects of ownership structure on operating performance within the financial institutions industry by examining 216 bank initial public offerings between 1992 and 1998. Various financial ratios are utilized to measure bank-operating ...
Comparing Credit Unions with commercial banks: implications for public policy.
Jan 01, 2006; ... ABSTRACT Credit unions continue to serve an important purpose in US economy by providing financial services to low- and moderate-income individuals based on common bond of membership. However, since the passage of the Credit Union Membership Access Act of 1998 (CUMAA), credit ...
Community reinvestment act: review of empirical evidence.
Jan 01, 2006; ... ABSTRACT This paper reviews the empirical evidence on the community reinvestment act (CRA) in light of three major different perspectives: (1) The lending market is efficient, (2) The lending market is inefficient due to illegal "discrimination," and (3) The lending market is ...
LETTER FROM THE EDITOR
Jan 01, 2006; ... Welcome to the Journal of Commercial Banking and Finance. This is a journal which is of equal value to academics and practitioners alike. The Academy of Commercial Banking and Finance is an affiliate of the Allied Academies, Inc., a non profit association of scholars whose purpose is to ...
THE INFLUENCE OF GROWTH STRATEGY ON PROFITS IN CREDIT UNIONS
Jan 01, 2006; ... ABSTRACT The paper presents an empirical examination of the relationship of an organization's growth strategy to performance. The study includes a sample of chief executive officers in the financial services sector, specifically credit unions. In particular, the relationship of ...
INTERNATIONAL BANKING AND LARGE COMMUNITY BANKS: A PRELIMINARY LOOK
Jan 01, 2006; ... ABSTRACT Banking has had a rich and illustrious history. Much of its development can be related to the banks' ability to provide international banking services. This paper looks at the trends and current state of the U.S. banking industry, specifically large community banks, with regards ...
THE COMMUNITY REINVESTMENT ACT AND EFFICIENT MARKETS DEBATE: A REVIEW OF THEORY
Jan 01, 2006; ... ABSTRACT This paper crosses two existing lines of research. On the one hand, there is the literature on the community reinvestment act (CRA) and on the other there is the literature on the efficient markets hypothesis (EMH). The paper, therefore, first reintroduces each line of research ...
AN EMPIRICAL INVESTIGATION OF STREET REGISTRATION FOR BANKING
Jan 01, 2006; ... ABSTRACT An empirical study was done to illustrate the dilemma that is faced by banks as a result of securities issued in nominee names. In addition, the study focuses on the level of awareness and concern of banks regarding street registration. When the stock of a public company ...
COMMUNITY REINVESTMENT ACT: REVIEW OF EMPIRICAL EVIDENCE
Jan 01, 2006; ... ABSTRACT This paper reviews the empirical evidence on the community reinvestment act (CRA) in light of three major different perspectives: (1) The lending market is efficient, (2) The lending market is inefficient due to illegal "discrimination, " and (3) The lending market is socially ...
THE UNBANKED HISPANIC COMMUNITY: IMPLICATIONS FOR THE BANKING SECTOR
Jan 01, 2006; ... ABSTRACT Recent discussions on the unbanked Hispanic community refer to the untapped deposit potential that this community has to offer to the banking system, but little is known about the magnitude of deposit funds that the non-banked group could offer. We fill the gap in this ...
COMPARING CREDIT UNIONS WITH COMMERCIAL BANKS: IMPLICATIONS FOR PUBLIC POLICY
Jan 01, 2006; ... ABSTRACT Credit unions continue to serve an important purpose in US economy by providing financial services to low-and moderate-income individuals based on common bond of membership. However, since the passage of the Credit Union Membership Access Act of 1998 (CUMAA), credit unions have ...
OPERATING PERFORMANCE OF THE U.S. COMMERCIAL BANKS AFTER IPOS: AN EMPIRICAL INVESTIGATION
Jan 01, 2006; ... ABSTRACT This study examines the effects of ownership structure on operating performance within the financial institutions industry by examining 216 bank initial public offerings between 1992 and 1998. Various financial ratios are utilized to measure bank-operating performance ...
Letter from the editor.(Brief article)
Jan 01, 2005; ... Welcome to the Journal of Commercial Banking and Finance. This is a journal which is of equal value to academics and practitioners alike. The Academy of Commercial Banking and Finance is an affiliate of the Allied Academies, Inc., a non profit association of scholars whose purpose is to ...
A dazzling array of credit card fees: evidence of an industry in transition.
Jan 01, 2005; ... ABSTRACT With continuing pressures to show profits and with competition for customers becoming more intense, credit-card issuers are increasingly turning to higher fees rather than higher interest rates as a means for enhancing profitability. After all, it is easier to scatter a ...