Journal of Commercial Banking and Finance back issues from January 2005:
Letter from the editor.(Brief article)
Jan 01, 2005; ... Welcome to the Journal of Commercial Banking and Finance. This is a journal which is of equal value to academics and practitioners alike. The Academy of Commercial Banking and Finance is an affiliate of the Allied Academies, Inc., a non profit association of scholars whose purpose is to ...
A dazzling array of credit card fees: evidence of an industry in transition.
Jan 01, 2005; ... ABSTRACT With continuing pressures to show profits and with competition for customers becoming more intense, credit-card issuers are increasingly turning to higher fees rather than higher interest rates as a means for enhancing profitability. After all, it is easier to scatter a ...
Bank loans and corporate debt ownership: some evidence from an economy in transition.
Jan 01, 2005; ... ABSTRACT Recent empirical work documents the systematic link between "bank debt" use and firm-level proxies for an attenuated informational environment and monitoring need. In much of this research, however, practical considerations of data availability preclude a clear ...
A critical review on analysts' earnings forecasts.
Jan 01, 2005; ... ABSTRACT Unlike prior review papers on analysts' earnings forecasts, this study focuses on limitations of analysts' forecasts as a predictor of future earnings and a proxy for the market's earnings expectations. Although analysts provide more accurate earnings forecasts than do ...
The evolution of derivative use by community banks from 1995-2003.
Jan 01, 2005; ... ABSTRACT We analyze the use of interest rate derivatives by community banks from 1995 to 2003. We can be reasonably sure that community banks' use of derivative securities is purely as end users of the products. It is commonly known that derivative use is related to the size of ...
Why customers choose community banks: an empirical study.
Jan 01, 2005; ... ABSTRACT This paper examines the reasons customers choose community banks and the perceptions of community bank chief executive officers as to why customers might choose a community bank. Additionally, the paper examines what services and facilities the customer prefers. It ...
The impact of FAS 133, accounting for derivatives and hedging, on financial institution returns.(Financial Accounting Standards )
Jan 01, 2005; ... ABSTRACT The Financial Accounting Standards Board (FASB) issued a new accounting standard, Statement No. 133 (FAS 133), on June 16, 1998. FAS 133 requires companies to put derivative financial instruments on the balance sheet as assets or liabilities measured at fair market ...
An aggregate investigation of the demand for home equity credit.
Jan 01, 2005; ... ABSTRACT Home equity credit has continued to grow in importance to both financial institutions and consumers. Financial institutions find home equity loans attractive because of low delinquency and foreclosure rates and consumers are drawn to home equity credit because of the ...