Kiplinger's Personal Finance Magazine back issues from August 2006:
Time to Cover Your Bases.(Investing)(protecting against bear markets)
Aug 01, 2006; ... Byline: ANNE KATES SMITH Maybe your old high school coach told you the best offense is a good defense, or your drama teacher quoted Shakespeare: Discretion is the better part of valor. Wherever you heard it first, take the message to heart now. The lesson imparted by the stock ...
www: Pair Up.(Ahead)(www.workingcouples.com)(Brief article)
Aug 01, 2006 ... Couples who can't get enough of each other might enjoy working as campground hosts, property managers or ...
Quickly, Get Your Prius.(Ahead)(Brief article)
Aug 01, 2006 ... Thinking of buying a new gas-electric hybrid made by Toyota? You'd better move fast. Toyota's 2006 hybrid sales have already hit 60,000, triggering a 50% cut this fall in ...
The Longest Mortgage.(Ahead)(Statewide Bancorp introduces 50 year mortgage term)(Brief article)
Aug 01, 2006; ... Byline: PAT MERTZ ESSWEIN Talk about stretching to buy a home: Statewide Bancorp, of Rancho Cucamonga, Cal., is the first U.S. lender to introduce a 50-year mortgage. It's an ARM with payments fixed for the first five years but amortized over a 50-year schedule. Statewide says ...
Fun and Learning.(Ahead)(trends in home schooling)(Brief article)
Aug 01, 2006 ... The only time Oliver Walton goes to school is when he's on the set of an acting job, where he's required to put in three hours a day. Otherwise, the 13-year-old from Long Beach, Cal., spends his time playing cello in a youth orchestra, taking field trips, competing in gymnastics ...
Software: Save with Online Substitutes.(Ahead)(Brief article)
Aug 01, 2006 ... Byline: SEAN O'NEILL Web-based competitors of Microsoft are taking aim at its popular programs. That ...
What You Need to Know About Hiring Home Help.(Ahead)
Aug 01, 2006 ... Byline: Sean O'Neill 1. Remember the nanny-tax flap? No doubt Zoe Baird does. She was the Clinton nominee for attorney general who was forced to withdraw because she had not paid her nanny's employment taxes. If you pay a household worker $1,500 or more in cash wages in 2006, ...
Looking for Your Magic Number.(Ahead)(point at which investors can retire)
Aug 01, 2006; ... Byline: Jeffrey R. Kosnett Lindsay Bennett seems to have it made. With a six-figure income, she earns enough selling corporate software to sock away $19,000 a year in retirement accounts and still have money to spare. She has more than $135,000 in IRAs and a 401(k) plan, and ...
Yield of S&P 500 reaches milestone.(Investing)(Brief article)
Aug 01, 2006 ... MILESTONE: Reflecting steadily rising dividends and lower stock prices, the yield of the S&P 500 touches ...
Sitting Pretty in Cash City.(Investing)(First Pacific Advisors' FPA Capital fund)(Interview)
Aug 01, 2006; ... Byline: Manuel Schiffres The Dow Jones industrials are on their way to a 200-point decline. But in his office near Beverly Hills, Bob Rodriguez is as cool and relaxed as his clothes--a plaid shirt and khakis--suggest. For the manager of FPA Capital fund, a collapsing stock ...
The New Black Gold.(Investing)(investing in US coal reserves )
Aug 01, 2006 ... Byline: David Landis With 27% of the world's reserves, the U.S. is the Saudi Arabia of coal. That was once a dubious distinction because coal is harder to transport than crude oil and doesn't burn as cleanly. But as crude has become increasingly expensive, coal has emerged from ...
The Inflation Bogeyman.(Investing)
Aug 01, 2006; ... Byline: Jeremy J. Siegel A lousy inflation number comes out of Uncle Sam's data mills and stocks tank. Yet investors are taught--rightly, I might add--that stocks are good hedges against inflation because they are claims on real assets, such as plants, land and intellectual ...
That Sinking Feeling Overseas.(Investing)(trends in foreign stock markets)
Aug 01, 2006; ... Byline: David Landis After several years of smooth sailing, foreign stock markets are giving investors a bad case of seasickness. Between mid May and mid June, stocks in some developing markets surrendered as much as 30% of their value, and even stable markets in Europe and ...
Tipsy Turvy.(Investing)(Treasury inflation-protected securities)
Aug 01, 2006; ... Byline: David Landis If you own a fund that buys inflation-protected bonds, you may feel as if someone punched a hole in your life raft. Just as inflation is picking up, the funds are sinking. They lost 2.2%, on average, in the first five and a half months of 2006. Among ...
Mid Caps Revisited.(Investing)(midsize growth companies)(Brief article)
Aug 01, 2006; ... Byline: JEFFREY R. KOSNETT In stock picking, a 60% success rate usually means superior returns. So it was with the five midsize growth companies we suggested a year ago ("Dive Into Growth," Aug. 2005). Three of the five flourished, resulting in an average gain of 12%. In ...
A Better Way of Indexing?(Investing)(Research Affiliates' Fundamental IndexPlus Total Return)
Aug 01, 2006; ... Byline: Steve Savage and Jeremy DeGroot Our firm is known for identifying skilled fund managers who are able to outperform market indexes over the long term. However, we also believe that investing in index funds is a rational, intelligent approach for investors who lack the ...
String Fever.(Investing)(trends at Guitar Center stores)
Aug 01, 2006; ... Byline: Robert Frick Vince Romanelli is a 24-year-old musician who plays guitar, drums and keyboard and works with Autumn Records, in Nashville. Wayland Patton, 48, is a musician and composer who has co-written hits such as "Turn It On, Turn It Up, Turn Me Loose" for country ...
Overpriced Buy List.(Investing)(stock analysis at Raymond James)(Brief article)
Aug 01, 2006; ... Byline: THOMAS M. ANDERSON Like state fair carnies who try to guess your weight, brokerage analysts often miss with their stock picks. One brokerage firm that shines in the murky swamp of stock research is Raymond James. We recently named the St. Petersburg, Fla., firm number ...
The Kiplinger 25.(Investing)(stock price index)(Brief article)
Aug 01, 2006 ... The May-June correction in stock markets around the globe reinforces a verity that you ignore at your peril: The faster an investment climbs, the faster it can fall. Among the Kiplinger 25, the Bridgeway funds each lost 21% between May 9 and June 13, and CGM Focus dropped 20%. During that ...
Rankings: Top-Performing Stock Mutual Funds--One Year.(Investing)
Aug 01, 2006 ... RANKINGS: Top-performing stock mutual funds--one year HOW TO USE THE TABLES: Diversified funds are categorized by the average market value of their holdings. Funds that invest in stocks of all sizes are included in the Midsize category. Investment Style describes the kinds of ...
Make Your Insurer Pay.(Your Money)
Aug 01, 2006; ... Byline: Kimberly Lankford The people who lost homes and businesses to Hurricane Katrina almost a year ago put their insurers to the test. Their experiences can teach you a thing or two about dealing with your insurer when--and even before--disaster strikes. The good news is that ...
Into the Deep Freeze.(Your Money)(dealing with the effects of pension plan changes)
Aug 01, 2006; ... Byline: Mary Beth Franklin If you are counting on receiving a company pension, you may be playing retirement roulette. A pension isn't just a monthly check or a lump sum to cash out at retirement--it's the key to doing everything you've dreamed about after you quit working. But ...
Goodbye Condomania.(Your Money)(trends in condo prices)
Aug 01, 2006; ... Byline: Patricia Mertz Esswein Passengers on the Poseidon aren't the only people in distress this summer. Condo owners, who had been cruising along propelled by double-digit price gains, are encountering cooler currents and the prospect of perilous waters ahead. The ...
Beyond Tuition.(Your Money)(cutting the cost of college)
Aug 01, 2006; ... Byline: Vickie Elmer Julie Davis is one college student who knows the value of a dollar. Davis is working three part-time jobs this summer to pay for her fall semester at Indiana University-Purdue University Indianapolis. She estimates it will cost her almost $7,000 in tuition, ...
Save On Health Care.(Your Money)(managing health savings accounts)
Aug 01, 2006; ... Byline: Thomas M. Anderson Joe Bailey, a 48-year-old retired Sallie Mae executive from Shavertown, Pa., makes it a point to haggle over the bill at his doctor's office. When he needs to fill prescriptions, he asks the pharmacist about cheaper generic alternatives. And Bailey's ...
Phone Tree Fakeout.(Your Money)(Gethuman.com tells secrets to getting past automated phone systems)(Website overview)(Brief article)
Aug 01, 2006; ... Byline: JESSICA ANDERSON When your Dell laptop displays the blue screen of death, you want a person, not a computer, to answer your panicked call. Yet Dell is notoriously coy about allowing contact with customer-service representatives. Now, however, getting through to a real ...
Savings Champs.(Your Money)(personal finance methods to save money)(Brief article)
Aug 01, 2006; ... Byline: Mary Beth Franklin What most people throw in the trash, Klaudia Lannoye mines for treasure. Rather than toss those 0%-interest checks tucked inside her monthly credit-card bills, Lannoye uses them to deposit as much as $50,000 to her E*Trade money-market account, ...
Credit Cards: Discover Offers a Back-to-School Special.(Your Money)(Brief article)
Aug 01, 2006; ... Byline: JOAN GOLDWASSER As summer vacations end, it's time to shop for the kids. Save a little extra on their clothes and supplies with Discover's "Get Set for Fall" promotion. Use your Discover card (www.discovercard.com) at participating stores--including Gap, Kohl's, ...
What's In Your Credit Report?(Your Money)
Aug 01, 2006 ... Byline: Kimberly Lankford I understand that when my credit score is calculated, one factor that's considered is my balance as a percentage of my credit limit. But my credit-card issuer, Capital One, does not report credit limits to the credit bureaus, so they show a limit of $0 ...
Tax-Free Income for All.(Your Money)(Roth IRAs)
Aug 01, 2006; ... Byline: Mary Beth Franklin High-income households have always been shut out of Roth IRAs. But a recent change in the tax law lets you get into a Roth--and enjoy the benefits of tax-free retirement income--through the back door. Under current law, you can't contribute ...
Natural Disaster Checklists.(Rewards)(www.amazon.com/prepare)(Website overview)(Brief article)
Aug 01, 2006 ... BE PREPARED: You can find checklists to help you prepare for and recover from a ...
Electronic Stability Control Cuts Chances of Car Crash.(Rewards)(Brief article)
Aug 01, 2006 ... SAFETY BOOST: A car with electronic stability control cuts chances of a crash by more ...
Yukon Country.(Rewards)(Product/service evaluation)
Aug 01, 2006; ... Byline: Mark K. Solheim You could not help but cringe when General Motors unveiled a new line of 5,500-pound, gas-guzzling behemoths just as gas prices spiked and sales of large SUVs plummeted. After years of fumbles that have put America's biggest car company in a tough spot, ...
Temptation: Island.(Rewards)(buying a private island)
Aug 01, 2006; ... Byline: Sean O'Neill Tom Brisson strides through the cathedral quiet of a spruce grove and emerges into a sunlit clearing. On an outcrop of granite, ocean waves spray a halo of mist. The elegant port town of Bar Harbor, Maine, appears across the water. "The only thing missing ...
5 Things to Ask About Ice Cream Makers.(Rewards)
Aug 01, 2006; ... Byline: JESSICA ANDERSON 1. How many types of machines are there? Three. You can still buy an old-fashioned wooden-bucket model that uses ice and rock salt to chill the mixture. Bucket models are available in hand-cranked and electric varieties. Canister models--which you leave ...
Great Medicine, Hair-Trigger Billing.(My Story)(Duke University cancer center billing problems)
Aug 01, 2006; ... Byline: AS TOLD TO SEAN O'NEILL In 1998, our ten-month-old daughter, Alex, was diagnosed with acute myelogenous leukemia, a rare cancer. We heard that Duke University's cancer center, in Durham, N.C., had a miracle treatment, called a cord-blood transplant. We went to Durham so ...