Recently added articles from Money Management:
Secret societies?
Jul 01, 2009 ... Byline: Joe McGrath Building societies like to promote their mutual status as a benefit, but many have been forced into mergers in recent months. Joe McGrath asks how strong they really are and considers where the next casualty may come from. Two years ago, while the ...
Getting ahead of the game.
Jul 01, 2009 ... Embracing (not so) new technology made a huge difference to IFA Trevor Harrington 's business so much so that he successfully sold it last year. It would be wonderful if IFAs were able to design their business models in such a way that, when FSA regulatory changes came along, ...
Versatile SSAS is under-used.
Jul 01, 2009 ... Byline: John Chapman Combining corporate planning ruses with pension saving makes SSASs potent weapons, says John Chapman Small self-administered schemes (SSASs) appear at first sight to be simply niche pensions for small firms. But they are also vehicles for tax ...
Taking stock - does diversification work?
Jul 01, 2009 ... Former investment banker Russell Taylor asks if recent history shows that portfolio diversification helps investors Those brave enough to invest after the financial panic of last autumn, and the economic collapse that followed, have done well. Commodity prices have boomed while ...
A dead cert?
Jul 01, 2009 ... Specialist products such as self certified and fast tracked mortgages have been identified as villains. Laverne Hadaway wonders if there is any future for that sector of the market? Mortgage brokers were not the only ones to come under attack at the FSA's mortgage conference in ...
Transparently obvious.
Jul 01, 2009 ... Byline: Janet Walford OBE At the time I was writing this column, the High Court had still not announced its decision in the FSA vs ICO case regarding the principle of confidentiality and the naming of the Lautro offices. The decision is now six weeks overdue, giving ...
Is the price right?
Jul 01, 2009 ... Byline: Geordie Clarke Income protection is often touted as one of the most important elements of financial planning, yet awareness of it remains low. Geordie Clarke surveys the market to find out why Income protection is proving a difficult sell. Despite a potential ...
With profits special: endowments and bonds update.(Survey)
Jul 01, 2009 ... Byline: Gareth Shaw The latest with profits results are out and, although returns are down, they still stand up well against the competition, finds Gareth Shaw No financial product has been excoriated more in the past decade than those in the with profits sector ....
Advisers in commission sacrifice.
Jul 01, 2009 ... Byline: Geordie Clarke Lack of notification catches IFAs unaware of remuneration cuts Changes to the way that Living Time calculates commission on its Income Plan have left advisers frustrated and out of pocket. Living Time altered the terms of its Income ...
Statistics - July 2009.
Jul 01, 2009 ... Byline: Gareth Shaw Click on any of the links below to view this month's statistics in a PDF file UK Registered Investment FundsUK Registered Investment Funds Investment Trusts Investment Trusts Insurance Funds Insurance Funds ...
SIPPs - flying solo.
Jul 01, 2009 ... Byline: Mike Morrison It has been two decades since the SIPP was created. Mike Morrison, head of pensions development at AXA Winterthur Wealth Management, looks at their creation and how they have evolved Personal pensions first appeared in 1988. In the following year ...
Discretionary trusts and dividends.
Jul 01, 2009 ... The consequences for trustees of discretionary trusts distributing income to beneficiaries just got worse with this year's Budget, says Marcia Banner There are already some horrendous consequences for the trustees of discretionary trusts who receive dividend income and ...
Here to stay?
Jul 01, 2009 ... Byline: Paul Hudson Short term IP products have been developed to fill the gap in the market left by the demise of PPI. Are they the answer, asks Paul Hudson, chief executive of Cirencester friendly society? There is a lot of talk about short term IP products filling ...
Coming into its own.
Jul 01, 2009 ... Byline: Justin Harper Shunned for many years as complex, time consuming and expensive, is now the time for income protection? Justin Harper, head of strategic marketing at LV=, examines the future of IP An income is the keystone to good financial health. Without it, ...
Life - but not as we know it.
Jul 01, 2009 ... Why are sales of the infamously expensive over 50s plans soaring, when those of other types of protection are falling? Helen Pridham looks for an answer Swiss Re's Term and Health Watch 2009 report showed that most life products suffered from decreasing sales last year, mainly ...
Disclose annuity charges.
Jul 01, 2009 ... It is impossible to judge whether annuitants are getting a fair deal, says Harry Carnell. What we need is more transparency Each year over 400,000 people are forced to buy annuities without having the faintest idea whether they are getting a fair deal. Those with tax-privileged ...
PADA investment consultation too narrow.
Jul 01, 2009 ... Instead of a wide debate on reducing money purchase risks, PADA leaders seek a dialogue with fellow fund managers, laments John Chapman The proposals from the Personal Accounts Delivery Authority (PADA) on investment mechanisms for Personal Accounts were eagerly awaited as ...
Deferring State pensions.
Jul 01, 2009 ... Deferring the State pension gives an increase of 10.4% pa. Is it as good as it looks? Janet Walford OBE investigates The basic State pension is one of the few benefits that is not means tested. So everyone who has paid enough NI contributions over their working life will qualify ...
Scot Prov's Highland fling.
Jul 01, 2009 ... Byline: Gareth Shaw Scottish Provident's Susan Barclay and Emma-Louise Fernandes scaled the terrifying heights of Ben Lomond mountain in Scotland on 20 June, raising over GBP1,000 for Macmillan Cancer Support. Scottish Provident's Susan Barclay and Emma-Louise ...
Financial Planner of the Year 2009.
Jul 01, 2009 ... Byline: Janet Walford OBE Closing date for entries Wednesday 15 July 2009 Now in its 14th year, the annual Money Management Financial Planner of the Year awards - dubbed the "Oscars of the financial services industry" by the BBC Panorama programme when it filmed at ...