Recently added articles from Rough Notes:
COURT DECISIONS
Mar 01, 2009; ... Digested from case reports published in Westlaw, West Publishing Co., St. Paul, MN Brewery seeks coverage for class actions Adolph Coors Company and Coors Brewing Company, both based in Colorado, had a liability insurance policy with Truck Insurance Exchange, based in California ....
MONEY LAUNDERING PREVENTION MOVES INTO THE INSURANCE INDUSTRY
Mar 01, 2009; ... "Financial institutions" takes on a larger meaning As if they didn't already have enough on their plates with the recent spate of federal and state transparency laws, property/casualty insurers, life insurers and their agents will now have to put on their thinking caps once more and ...
THE END OF INSURANCE?
Mar 01, 2009; ... I.I.I. warns industry to beware of "mega-trends" Change is constant and, as risk managers, we need to be aware of those changes and, to the extent possible, plan ahead for them. Changes, actually large changes, will be occurring in the property and casualty insurance industry according ...
RETAINING CLIENTS IN TOUGH TIMES
Mar 01, 2009; ... MARKETING AGENCY OF THE MONTH Florida agency focuses on protecting insureds' balance sheets "The ultimate measure of a man is not where he stands in moments of comfort and convenience, but where he stands at times of challenge and controversy." - The Reverend Dr. Martin ...
QUICK-HIT STRATEGIES FOR A TOUGH ECONOMY
Mar 01, 2009; ... A return to a back-to-basics philosophy can spur success Few of us have experienced an economy like the present one. Many people - business owners especially - are increasingly anxious about retaining profitability when business is down. Current economic conditions remind me of ...
FINDING & FILLING A NICHE
Mar 01, 2009; ... Program start-up checklist: future growth prospects, competition, carrier choice About 30 years ago, a well-known national property and casualty insurer decided to experiment with a new and - they thought - more efficient way of marketing automobile insurance. The idea was that the ...
THE WINDS OF CHANGE
Mar 01, 2009; ... Agency partners with wind farm owners, turbine manufacturers, and insurers Oil prices may be down now, but hardly anyone expects them to remain at low levels for long. Achieving U.S. energy independence is a goal for the new Obama administration, and the president has often asserted his ...
NOW YOU SEE IT; NOW YOU DON'T
Mar 01, 2009; ... Insurers provide coverage, only to have the courts litigate it away Although liability insurance appears to be a fertile ground for coverage disputes, the resolution of disputes over property insurance sometimes can be just as perplexing to producers and their insureds. Given ...
FIVE COACHING TOOLS GUARANTEED TO BOOST PERFORMANCE
Mar 01, 2009; ... What to do when goals and accomplishments don't mesh How many days last week did you leave the office feeling less than satisfied with what you had accomplished? Perhaps it was the new business contact you had been meaning to make or the important conversation you wanted to have with a ...
BENEFITS KNOW-HOW
Mar 01, 2009; ... CAPITALIZING ON BENEFITS Agency's evolving benefits practice helps clients focus on wellness and health management "It's not what you know, but who you know!" Grandpop's conventional wisdom used to apply to local politics, but it could also apply to health insurance ...
POTOMAC FEVER
Mar 01, 2009; ... Scrutinizing GAO and FTC reports for harbingers of change Federal officials began 2009 by initiating an aggressive posture toward the business of insurance and its regulation by the states. The Government Accountability Office (GAO), an investigative arm of Congress, has issued a report ...
RECREATION ON LAND AND SEA
Mar 01, 2009; ... Economic pressures inhibit growth, but specialists still see opportunities The recreational vehicle industry - boats, yachts and RVs, for example - suffered greatly from the high price of fuel early last year. Then, as 2008 ended and the political solons finally admitted that we were in ...
ETHICS, INFORMATION AND PRIVACY
Mar 01, 2009; ... CSRs face everyday ethical choices In recent years, the news media have been full of reports of business professionals with unethical behavior. Sometimes ethics is defined as "principles of moral conduct." Another definition says that ethics are "patterns of acceptable behavior to ...
LESSONS FROM THE FINANCIAL MELTDOWN
Mar 01, 2009; ... RIMS study probes systemic failures The past few years have been filled with some of the United States' most massive business failures, both in and out of the financial service sectors. Not only has this state of affairs been categorized as a major financial mess but, at this point, it ...
EVERYTHING MARINE
Mar 01, 2009; ... Britt/Paulk brings new technology to the oldest type of insurance coverage Although the origins of insurance are shrouded in antiquity, most historians agree that the first form of insurance was a type of marine coverage that was written for Chinese merchants in 3000 B.C. Terms ...
HEALTH CARE FROM A TO Z
Mar 01, 2009; ... From acupuncturists to visiting nurse groups, AmWINS Healthcare has it covered Any way you slice it, health care is risky business. Even highly skilled specialists make mistakes; and, at the other end of the spectrum, entry-level workers in a variety of health care settings may face ...
MEETING CLIMATE CHANGE HEAD ON
Mar 01, 2009; ... Reinsurance Association of America releases "climate change policy" "The world's climate is changing. An increase in the severity and frequency of extreme weather is impacting daily life for the global community. Mounting evidence from the scientific community makes it increasingly clear ...
GUARANTY FUND RAIDED FOR NON-INSURANCE USE
Mar 01, 2009; ... Industry condemns "back-door tax" as New York legislators pursue deep pockets of insurers Not too long ago, perhaps a decade or so, the New York Legislature's politicos were in a borrowing mood. (When are they not?) The general coffers needed refilling, so they decided to address New ...
BRAND-NEW BRAND
Mar 01, 2009; ... Foremost becomes Farmers' independent agency face When you think of recreational vehicle insurance, one of the first names that likely comes to mind is Foremost. Established in 1952, the insurer has long dominated the RV field, offering coverage for everything from mobile homes and ...
DO MORE WITH DIGITALLY RECORDED CALLS
Mar 01, 2009; ... Smart, cost-effective software automatically records all phone calls and stores them as MP3 files Access Insurance Group is not afraid of technology. In fact, the firm embraces it. 'We have dual monitors for all of our staff," says Jim Sklarchuk, president of the Edmonton, Alberta-based ...