Article: Surprised Investors Find Their Nest Eggs Are Variable, Vanishing.

By Paul Wenske, The Kansas City Star, Mo. Knight Ridder/Tribune Business News

Jun. 2--After putting two children through college, Tim and Kay Plumlee still expected a comfortable retirement with help from $126,000 remaining in Tim's profit-sharing plan at work. But when a broker told them how they could boost that tidy sum with a guaranteed 6 percent annual return by investing in a variable annuity, the Plumlees, of Ulysses, Kan., jumped at what seemed a profitable, risk-free investment.

"It seemed too good to be true," Kay Plumlee said. Two years later their retirement nest egg has dwindled to $60,000. The couple, who are in their 60s, have ...

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