Article: Fairbanks' primary and special servicer ratings downgraded. (Business Alert).

MOODY's INVESTORS SERVICE, NEW YORK, has downgraded Salt Lake City--based Fairbanks Capital Corporation's ratings for primary servicer of residential subprime mortgage loans and for special servicer from SQ1 (strong) to SQ4 (below average). The downgrades reflect Moody's concerns about the ongoing financial stability of the company, its ability to successfully address regulatory compliance issues without suffering an erosion in loan performance, and management s ability to proactively detect and address operational and regulatory problems.

As part of its analysis, Moody's reviewed the performance of subprime mortgage loans serviced by Fairbanks from October 2001 ...

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