Article: RISK MANAGEMENT: Basel II: Burden Or Opportunity?(Industry Overview)

Savvy banks know the price is worth it banks that embrace rather than resist Basel II, the mammoth proposal designed to control operational and credit risk, will claim a greater competitive advantage in the marketplace, say technology analysts. "More banks are moving toward accepting the spirit of Basel II," says Andrew Wilson, a partner of financial services at Accenture. "Those that are taking the lead view Basel II as an opportunity. We're starting to see more of that in the U.S."

And those banks that move beyond compliance will not only reap higher return on capital, but obtain greater shareholder returns. Banks in compliance "will gain superior capital ...

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