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Article: Talking the talk: before you contact an insurance broker, you need to speak the language.(Health Care)(health insurance)(Buyers Guide)
- Article from:
- Detroiter
- Article date:
- November 1, 2001
- Author:
CopyrightCOPYRIGHT 2001 Detroit Regional Chamber. This material is published under license from the publisher through the Gale Group, Farmington Hills, Michigan. All inquiries regarding rights should be directed to the Gale Group. (Hide copyright information)
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Shopping for health insurance can be a daunting experience. To help you make the right decisions, there are a few things you can do before contacting an insurance. broker.
The best way to start is to find out what types of health plans are available in your area and to focus on those plans that meet your employees' priorities.
Here is a summary of three basic types of health insurance:
Indemnity or Fee-for-Service: This plan lets the policy owner choose any doctor or hospital they want. There is usually a deductible amount that must be paid before the insurance company will pay benefits. Once the deductible had been met, the policyholder and ...