Article: The properties of the equity premium and the risk-free rate: an investigation across time and countries.

The historical magnitude of the equity premium and of the average real risk-free ate in the United States has been the object of intense study in the past 15 years and continues to fascinate investors and academics. It is well known, for example, that the average real return on stocks is much higher than the average short-term real interest rate and that the volatility of the former is much higher than the volatility of the latter. In the past five years the excess return of equity over short-term risk-free interest rates has been even larger than in the previous decade and stock volatility has also substantially increased. These two facts together have prompted some ...

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