Article: Top community banks post hefty 1990 ROAs. (return on assets)

Top Community Banks Post Hefty 1990 ROAs

Underscoring the profit potential of small institutions, an American Banker survey has found that the most successful community banks were twice as profitable last year as the average U.S. bank.

The 100 most profitable community banks with assets between $50 million and $500 million earned an average of 2.04% on assets, the survey found.

The most profitable community banks with assets of less than $50 million did even better, posting a 2.2% return. By comparison, the average U.S. bank's ROA was 0.91%.

To be sure, the typical community bank's peformance was closer to the industry average. Large ...

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