Article: At the worst time, investors are pouring into corporate bond funds and the banks are in it up to their necks.(A Consumer's View)

Another disaster is looming and, unless IFAs move fast to advise clients, they could be in trouble. Just at the worst possible time, investors are pouring into corporate bond unit trusts at nearly double the rate of five years ago.

As any good adviser knows, you buy bonds--including corporate bonds and gilts--when interest rates have peaked sc that you enjoy a high yield and the prospect of rising capital values as interest rates decline. You sell bonds when interest rates have bottomed out and the reverse will happen.

In July, a net 494m [pounds sterling] was invested in corporate bond funds compared with 258m [pounds sterling] in November 1998, just ...

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