Article: Isas: Answers to the vital questions.

Byline: LIZ PHILLIPS

PEOPLE have invested in Individual Savings Accounts (Isas) at a rate of almost [pounds sterling]2.4 billion a month on average since they first went on sale in April 1999.

Isas are a way to save and invest without the taxman taking a slice of your gains and have proved more popular than the Peps and Tessas they replaced.

You are allowed to invest up to [pounds sterling]7,000 a year, but you must act before April 5 to take advantage of this year's Isa allowance. You either use it or lose it.

There are three types of savings allowed in an Isa: cash, shares or life insurance. And there are two types of Isa - maxi and ...

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