Article: American Physicians Assurance Corp. Ratings Lowered to 'BBB+' and Put on CreditWatch Negative.

Business Editors

NEW YORK--(BUSINESS WIRE)--Nov. 6, 2003

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Credit Rating: BBB+/Watch Neg/--

On Nov. 6, 2003, Standard & Poor's Ratings Services lowered its counterparty credit and financial strength ratings on American Physicians Assurance Corp. (APA) to 'BBB+' from 'A-' and placed them on Credit Watch with negative implications.

This rating action reflects an announcement by American Physicians Capital Inc. (NASDAQ:ACAP), APA's parent, that it was delaying its third-quarter earnings announcement and is expecting to take a $43 million charge for reserve strengthening as well ...

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