Article: SEC endorses 4 p.m. end to mutual fund trades.(Knight Ridder Newspapers)

Byline: Ken Moritsugu

WASHINGTON _ Acknowledging that existing regulations have fallen short, the Securities and Exchange Commission took its first steps Wednesday toward adopting tougher rules to combat trading abuses in the mutual fund industry.

The five-member commission unanimously endorsed a proposal to cut off mutual fund trading at 4 p.m. Eastern time each day to try to end an illegal practice known as late trading. The SEC also backed a proposal that seeks better disclosure of a mutual fund's policy on market timing. This legal but controversial trading practice can harm long-term investors, such as people building retirement accounts.

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