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The Seductive Lure of Luxury.(Investing)

Byline:Knight Kiplinger

by Knight Kiplinger

As a sometime procrastinator, I'm all too aware of the wisdom of Parkinson's Law, which posits that "work expands to fill the time available for its completion." And as a longtime observer of how people handle their money, I've come to believe that there is a financial corollary to Parkinson's Law: "Household spending expands to consume rising income."

This law explains why so many people who make a very comfortable living, with steadily rising income, can't seem to accumulate any wealth. They're always vowing to start saving some real money someday--as soon as their income rises a bit more. Their problem, of course, ...

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