Article: Overheard in San Diego.(On the Road)

ROBERT M. COUCH, CMB, THE MORTGAGE Bankers Association's (MBA's) chairman for the 2003-2004 term, led a panel of speakers during a Residential Town Hall meeting at the start of MBA's 90th Annual Convention & Expo in San Diego. Addressing the spread of predatory lending laws in states nationwide, Couch expressed concern that "the effect of this well-intended legislation ... will have the unintended consequence of turning off access to credit to the groups that need it the most."

Couch, who is president and chief executive officer of New South Federal Savings Bank, Birmingham, Alabama, said MBA has "moved [this issue] up on our agenda" and will be paying more ...

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