Article: ANALYSTS: BULL MARKET MAY NOT STAY.(Business)

Byline: Hope Yen Associated Press

NEW YORK -- Investors celebrated the long-awaited return of the bull market in 2003, snapping up shares after three years of bitter declines.

But 2004 arrives with a warning for an increasingly exuberant Wall Street: The best of the gains is over.

With stocks advancing since March on investor hopes for a strong economic recovery, the three main gauges are trading at their highest levels in nearly two years.

Stiff challenges for the coming year, however, include the risk of rising interest rates, a widening mutual fund probe and investor overconfidence.

"In 2004, the first issue is for ...

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