Article: What does the new Medicare drug benefit mean for you?(Focus: year-end wrap up: health care and benefits * insurance education * training and placement services)

Interim discount card. From spring 2004 through 2005, beneficiaries can buy a card (for about $30) estimated to shave 10 percent to 15 percent off drug prices at the pharmacy.

Interim low-income help. People with incomes below $12,390 ($16,720 for couples) in 2004 will each get $600 a year on the card.

Coverage choice. From January 2006 beneficiaries can choose to (a) stay in traditional Medicare, a current Medicare HMO or a retiree plan without signing up for the drug benefit; (b) stay in traditional Medicare and enroll in a standalone drug plan; (c) enroll in a private health plan that offers drug coverage and Medicare health services.

Drug ...

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