Article: Finding the best protection deal for your pet.

. About 15 per cent of cats and dogs are insured.

. Among the main providers are Pet Plan, Pinnacle Pet Healthcare, Norwich Union, Animal Friends Insurance, Direct Line, NFU Mutual and More Than. New low-cost cover is also available from Tesco and Sainsbury.

. More Than, Norwich Union, Pet Plan and Pinnacle offer lfetime cover, which means there is no restriction on conditions as long as the policy is in force. Premiums are reviewed annually, however, and tend to be more expensive than annual policies.

. Typical cover offered by low-cost annual policies starts at about [pounds sterling]4 a month for a cat and [pounds sterling]7 for a dog. With ...

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