Article: S&P Announces: American Physicians Assurance Corp. Ratings Lowered, off Watch; Outlook Negative.

Business Editors

NEW YORK--(BUSINESS WIRE)--Feb. 24, 2004

On Feb. 24, 2004, Standard & Poor's Ratings Services lowered its counterparty credit and financial strength ratings on American Physicians Assurance Corp. (APA) to 'BBB-' from 'BBB' and then removed the ratings from CreditWatch where they were placed on Nov. 26, 2003.

The outlook on APA is negative.

The rating action is the result of continued uncertainty about future adverse medical liability reserve development in the inadequately underwritten 2002 and prior accident years as demonstrated by the $43 million third-quarter 2003 reserve strengthening constituting more than 20% ...

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