Article: Need for due diligence now top priority.

Joe is a financial planner who sold life insurance for a failed company and is now being sued by clients who say he should have known something was wrong.

This may sound like a planner's worst nightmare, but it is in fact happening to some in the wake of the failure of Executive Life and other insurers, said Don Beaty, president of Dallas-based Kavanaugh Securities Inc.

How exposed are planners, and what can they do to cover themselves?

One concept that has gotten a lot of attention lately is "due diligence," which in general means looking into the financial strength of the companies represented and the safety and suitability of investment ...

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