Article: Accredited Securitizes $707.2 Million of Mortgage Loans under a Newly Formed REIT Subsidiary.

Business Editors

SAN DIEGO--(BUSINESS WIRE)--May 26, 2004

Accredited Home Lenders Holding Co. (NASDAQ: LEND), a national non-prime mortgage lender based here, has closed a securitization of approximately $707.2 million of first priority residential mortgage loans through Accredited Mortgage Loan REIT Trust, a newly formed real estate investment trust (REIT) subsidiary of Accredited Home Lenders, Inc., the operating subsidiary of Accredited Home Lenders Holding Co. The REIT subsidiary was established this month, primarily to provide flexibility in structuring securitizations and thereby reduce long-term funding costs.

Chairman and CEO Jim ...

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