Article: He Tore Down the Walls of Regulation.(policies of former U.S. president Ronald Reagan)

At the height of the Cold War, President Ronald Reagan famously said to the leader of the Soviet Union, "Chairman Gorbachev, tear down this wall" -- referring of course to the Berlin Wall.

Tear down the walls was also the mantra of the Reagan administration's approach to the financial services industry. Early in the fall of 1981, the President's first year in office, Treasury Secretary Donald Regan forcefully called for the deregulation of financial services.

The first major legislative step had already been taken. In March 1980, President Carter had signed the Depository Institutions Deregulation and Monetary Control Act, which authorized the phaseout ...

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