Article: Using short-term losses to offset your long-term gains.(Financial Planning Tax Tactics)(Internal Revenue Code [section] 1(h)(4) and IRC [section] 1(h)(6))

Short term capital losses (including any short-term carryover) of non-corporate taxpayers (individuals, estates and trusts) are applied first to reduce short-term capital gains. Under Internal Revenue Code [section] 1(h)(4) and IRC [section] 1(h)(6), a net short-term capital loss is then applied to reduce net long-term capital gain in the following order:

* First, to reduce long-term capital gain taxed at a maximum rate of 28 percent (collectibles gain and Section 1202 gain); then,

* To reduce unrecaptured Section 1250 gain, i.e., gain taxed at a maximum rate of 25 percent; and then,

* To reduce adjusted net capital gain (taxed at a maximum rate ...

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