Article: Slim gains don't whet investing appetite.

By Lorene Yue, Chicago Tribune Knight Ridder/Tribune Business News

Jul. 25--As the Dow Jones industrial average on Friday skidded to a close below the 10,000 point-milestone marker for the first time since May, people were scratching their heads wondering where they should put their money.

Old-fashioned passbook savings accounts are paying less than 1 percent. Money market accounts aren't much better at 1 percent to 2 percent. Two-year certificates of deposit pay almost 3 percent.

Five-year bonds, which yield 3 1/2 percent, don't look all that attractive either. Why lock into a bond when rates are expected to go up?

"It seems like ...

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