Article: American Independence Corp. Announces Net Income for Three Months Ended June 30, 2004.

NEW YORK -- American Independence Corp. (NASDAQ: AMIC) today reported net income of $1.3 million ($.16 per share, diluted), including a provision for income taxes of $.9 million, for the three months ended June 30, 2004 compared to $2.1 million ($.25 per share, diluted), including a provision for income taxes of $.1 million for the three months ended June 30, 2003. The 2004 second quarter was negatively impacted by higher than expected claims from certain of our 2003 medical stop-loss programs. As a result, the loss ratio for the current quarter includes charges to adjust reserves from prior quarters. While management sets reserves based on its best estimate of ultimate ...

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