Article: Deemed IRAs set to take off as new option to put away money for retirement.

Byline: Avrum D. Lank

Jul. 31--Deemed IRAs have been a product in search of a market, but that may be about to change.

Following new Internal Revenue Service regulations issued last week, Deemed IRAs finally are poised to take off, bringing a new option for workers interested in a convenient way to put aside money for retirement. But questions remain whether they will fly or flop.

Deemed IRAs, also sometimes called Sidecar IRAs, became legal on Jan. 1, 2003. They allow a worker to have an IRA account in conjunction with a 401(k) or similar employer-sponsored qualified retirement plan. That means IRA money can be withheld from a paycheck along ...

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