Article: Ohio Banks See Big Increase in Home Equity Loans Due to Low Rates.

Byline: Clifford Anthony

Aug. 3--Motivated by low interest rates, many people are borrowing money on their home equity to pay off high-interest credit cards, go on their dream cruise or renovate their properties.

"We are seeing a definite increase in equity loans," said Richard T. Flenner Jr., president and chief executive officer of the Great Lakes Bank, headquartered in Mentor. "It has significantly increased in the past two years."

Interest rates had dropped following several cuts made by the Federal Reserve in a bid to turn around the slow economy. Great Lakes Bank has reduced its home equity loan interest rate from 6.75 percent a year ago ...

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