Article: California Small-Business Owners Struggle to Keep Health Insurance Costs Down.

Byline: Douglas E. Beeman

Jun. 2--Lisa Quinn's health insurance worries come in threes.

She and her husband, Tom, are covered under one plan. Her high school-age son has a different plan. And her employees fall under a third plan.

The Quinns, who own a small automotive repair business in Hemet, have assembled this crazy-quilt of coverage because it's the most economical way to provide health insurance for themselves, their son and their workers.

"It doesn't make sense. But believe me, I've spent a lot of time researching it," Lisa Quinn said.

It's an illustration of the challenge facing small-business people who try to ...

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