Article: The latest on First Capital flap: 'That it was sunk by junk is bunk.' (First Capital Holdings Inc.)

Bondholders and shareholders are furious over First Capital Holdings Inc.'s recently proposed reorganization plan. Instead of reaping the rewards of the junk-bond rally, they claim they'll receive nothing.

Proposed three weeks ago to U.S. Bankruptcy Court Judge Samuel Bufford in Los Angeles, the reorganization plan would utterly wipe out shareholders and bondholders.

Under terms of the plan, Shearson Lehman Bros. would own 60 percent of San Diego-based First Capital Life Insurance, while Citibank would own 40 percent. Citibank would probably also end up owning First Capital Holdings's other company, Fidelity Bankers Life Insurance in Virginia.

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