Article: MONEY: No calm before this storm; With climate change back on the political agenda, Jane Hall looks at whether it will still be possible to get affordable household insurance if flash floods become more frequent.(Features)

Byline: Jane Hall

BILL and Kathryn Mottram have a commanding view of the River Gaunless and the surrounding area from their home.

It is from here that they have watched in pity and despair as their neighbours nearer the river have suffered deluge after deluge over the past few years.

But the couple, who are both 41, have taken some comfort from the fact that the property they moved into in 1998 will never suffer the same fate.

Not once in Mill Farm's long history have the raging waters of the River Gaunless reached the hilltop retreat.

So it was with a mixture of anger and amazement that the Mottrams were informed in February ...

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