Article: But seriously, folks: retirement is no laughing matter to humorist Ben Stein.(Profiles Insuccess: Ben Stein)

Ben Stein is the egghead humorist who attracted a cult-like following for his offbeat Comedy Central quiz show, "Win Ben Stein's Money." Earlier this year, he came out with a humorous self-help book, "How to Ruin Your Financial Life." Among his tips: "Compete with your friends to see who can spend the most," and "Collect as many credit cards as you can and use them frequently." Now, he's tackling a new subject: retirement readiness. And he says there's nothing funny about it.

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"People are not following the basic rules of accumulating for their future. This is a serious crisis. If it doesn't get addressed, a lot of people are going ...

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