|
|
Article: Stephen L. Ross and John Yinger, The Color of Credit: Mortgage Discrimination, Research Methodology and Fair Lending Enforcement.
- Article from:
- Journal of Sociology & Social Welfare
- Article date:
- September 1, 2004
- Author:
CopyrightCOPYRIGHT 2004 Western Michigan University, School of Social Work. This material is published under license from the publisher through the Gale Group, Farmington Hills, Michigan. All inquiries regarding rights should be directed to the Gale Group. (Hide copyright information)
|
Stephen L. Ross and John Yinger, The Color of Credit: Mortgage Discrimination, Research Methodology and Fair Lending Enforcement. Cambridge, MA: MIT Press, 2003. $39.95 hardcover.
This book blends policy analysis and complex technical recommendations relating to the mortgage lending industry. For one, the authors comprehensively examine what has been learned about mortgage-lending discrimination in recent years. They reanalyze existing loan-approval and loan-performance data and devise new tests for detecting discrimination in contemporary mortgage markets. They also review the 1996 Boston Federal Reserve study, examining new evidence that the minority-white ...