Article: The need for separate accounts: business owners and independent contractors need more than a personal bank account.(B.E. Basics)

When Margo Davidson started her sole proprietorship, Davidson & Company Marketing, in 1998, she set up a business account to track revenues and expenses and to present a professional image to both clients and suppliers. But during a few months of slow business activity, Davidson had to close the business account and use her personal one. "It wasn't really to my advantage," she says, "I had to do more work to see what money was coming in from the business. I didn't like telling my new clients to make out the checks to my personal name. It just drove the point home that you really can't be considered a serious business if you don't separate your accounts."

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