Article: S&P Announces: American Physicians Assurance Corp. Outlook Revised To Stable; Ratings Affirmed.

NEW YORK -- On Nov. 29, 2004, Standard & Poor's Rating Services revised its outlook on American Physicians Assurance Corp. (APA) to stable from negative.

At the same time, Standard & Poor's affirmed its 'BBB-' counterparty credit and financial strength ratings on APA.

The revised outlook reflects APA's improving operating performance in its core professional liability segment, strong capitalization, and good competitive position, offset by historically poor operating performance in the five years ended December 2003.

APA's operating performance -- as measured by consolidated GAAP pretax income of $13.1 million for the nine months ended Sept. ...

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