Article: On the first day of Christmas my concierge service gave to me ... One small army of helpers to purchase gifts, trim a tree and clean the oven - all for [pounds sterling]500!

Byline: LYDIA SLATER

AH, CHRISTMAS.

That magical time of year when you stay up all night writing cards to people you haven't phoned all year; when weekends are spent up a ladder desperately hunting for those broken fairy lights, and you bankrupt yourself on last-minute and ultimately unwanted presents.

No wonder a survey put Christmas up there with divorce, moving house and changing jobs as the sixth most stressful life event (except, of course, that you're supposed to enjoy it). But, oh joy, a company called Delegate Life has come to the rescue.

For [pounds sterling]495 (steep, I know, but remember all those costly mistakes), they ...

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