Article: Pittsburgh Post-Gazette personal finance queries column.

By Patricia Sabatini, Pittsburgh Post-Gazette Knight Ridder/Tribune Business News

Dec. 10--QUESTION: I am 25 years old, was living in Jacksonville, Fla., and ran up over $26,000 in credit card debt. I recently returned to Pittsburgh to live with my parents. I am trying to correct my financial situation, but since I have nothing and will not be starting a job until next week, I need help identifying my options. Any suggestions?

--Ryan Gallagher

ANSWER: That's a staggering amount of credit card debt, especially for someone your age. Obviously, you've been living way beyond your means.

There are no easy answers to fixing your ...

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