Article: CREDIT CARD ISSUERS CHANGE FOR THE BETTER.(Business)

Byline: SUZE ORMAN Columnist

IT'S NICE TO SEE that a few major credit card issuers have rescinded some of their most egregious practices.

Just before facing a Senate subcommittee hearing, Citigroup, the nation's largest credit card issuer, announced that it would no longer impose "universal default" on its cardholders. The practice allowed the company to boost the interest rate on a cardholder's account at the first sign of a late payment on any other accounts the person held. Citigroup also said it would stop its "anytime, any reason" right to boost interest rates at its discretion.

Chase announced that it would no longer use the "two-cycle ...

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