Article: Protectionbrief: Dread reckoning.(Financial Ombudsman Service)(critical illness insurance)

Helen Monks reviews the rapidly changing critical-illness isurance market

Reviewable critical illness insurance can be the right product for the right type of client but there are still fears that advisers could face complaints. The concerns are over consumers seeking redress if premiums on their reviewable plans increase considerably and unexpectedly. Some experts feel the pressure is on advisers to make absolutely sure and have documented evidence that their clients are also sure that reviewable premiums are just that.

Abbey for Intermediaries head of protection, marketing and product development Nick Kirwan says: "The FSA says it expects ...

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