Article: Lawsuits mounting against liquor servers: insurers, agents must watch out for special treatment afforded 'regulars'.(E&S/specialty market report: hospitality)

AS SOCIETY'S ATTITUDES toward alcohol consumption and driving evolved in the 1980s, state laws became more stringent against those who chose to drive under the influence. With 40 percent of all traffic fatalities involving alcohol, establishments that continue to serve liquor to intoxicated patrons are being viewed as negligent contributors to the drunk-driving problem.

In response, hospitality, organizations--restaurants, taverns and hotels--that serve alcohol have focused their loss prevention efforts primarily toward educating the "front line" servers on the do's and don'ts of serving patrons. Since the goal is not to serve an "intoxicated" patron, much of the ...

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