Article: Horse latitudes.(long term care insurance)(Editorial)

I WAS GOING TO BEGIN THIS PIECE by remarking that the long term care insurance business was in the doldrums last year. But then to make sure I did not mislead, I went to Webster's, where doldrums are defined as "equatorial ocean regions noted for dead calms and light fluctuating breezes."

Considering how precipitously overall sales had declined through the third quarter, I thought that saying the business was in the doldrums might be incorrect. So, how about saying the business has been going through the horse latitudes?

The horse latitudes, according to the dictionary, are "either of two ocean belts characterized by calms, light winds, high barometric ...

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