Article: Technology Helps Fuel 28% Increase In Home Equity Loans At Navy Fed.(Navy Federal Credit Union)

VIENNA, Va. -- Navy Federal is expecting to close $2.3 billion in home equity loans this year, 28% more than last year. Rising rates for first mortgages are helping to fuel the increase.

If the forecast is on target, equity loans will nearly triple the $823 million in lending during 2003, said Cliff Mower, NFCU's manager of equity lending for the past 17 years. NFCU closed $1.8 billion in equity loans last year, he said.

Rising rates for first mortgages from recent 40-year lows as well as nationwide increases in home values helped take equity loans to current record levels, he said.

Rising first-mortgage rates helped because they compete with ...

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