Article: Risks build as health club sector booms; evolution from 'muscle clubs' to family-centers create new exposures.(Underwriting risks grow along health clubs)

THE NEXT TIME YOU SEE some Wall Street master of the universe closing a huge merger deal on his cell phone while working out on the treadmill, be aware you're witnessing a health club underwriter's worst nightmare.

America's fitness craze just keeps getting crazier, with the health club industry sporting 14 percent growth last year, according to the International Health Racquet and Sportsclub Association in Boston, Mass.

Meanwhile, the challenges of underwriting insurance coverage also keep growing as these facilities take on new roles as social centers of the community.

Dave Palmer, Denver-based broker for Burns & Wilcox, headquartered in ...

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