Article: The case against lowering the minimum servicing fee.

A TOPIC OF MUCH DEBATE IN THE mortgage market today is the issue of reducing the size of the minimum service fee. On behalf of the industry, I would like to thank the Mortgage Bankers Association (MBA) for creating forums for discussion of this topic to ensure that all of the facts are carefully considered. We all know that change is ever-present in business today. However, not every proposal is a change worth pursuing. That is clearly the case with lowering the minimum servicing fee.

Wells Fargo is just one of many mortgage industry firms opposed to the proposal to slash the minimum servicing fee set by Fannie Mae and Freddie Mac from 25 basis points to 12.5 ...

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