Article: North Dakota Supreme Court Upholds Arbitration Provision In U.S. Bank's Credit Card Agreement.

On March 31, 2005, the North Dakota Supreme Court rejected a challenge to an arbitration provision in U.S. Bank's credit card customer agreements. Strand v. U.S. Bank National Association ND, No. 20040068 (N.D. Mar. 31, 2005. A copy of the opinion is available on line, pdf format.) Specifically, the Court rejected the argument that agreeing to arbitrate on an individual basis, instead of on a classwide or representative basis, was unconscionable under North Dakota law.

Plaintiff filed the putative class action in February 2002 in the United States District Court for the Central District of California, asserting that cardholders were wrongly charged excess finance ...

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