Article: United Financial Corp. Announces Fourth Quarter and 2002 Earnings; HIGHLIGHTS: 28% Increase in EPS in 2002 over 2001; Total assets of $378 million in 2002; Net interest income up 7% in 2002 over 2001; Real estate origination tops $225 million and mortgage fees up 15% in 2002 over 2001; Q4 EPS up 29% in 2002 over Q4 2001.

United Financial Corp. ("United") today reported net income for the year ended December 31, 2002 of $2,955,255, or basic earnings per share of $1.82 compared to $2,374,725, or basic earnings per share of $1.42 for the same period in 2001. Fully diluted earnings per share were $1.79 and $1.41 for 2002 and 2001 respectively. For the quarter ended December 31, 2002 net income was $710,489, or basic and diluted earnings per share of $.44 and $.43 respectively, compared with $549,602 or basic and diluted earnings per share of $.34 for the same quarter in 2001. Cash basic earnings per share were $.62 for the quarter ended December 31, 2002 and $2.06 for the full year 2002 ...

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